Well, we have been in Texas for almost three months. It’s been a good transition, but a slow one. It’s starting to get to me; the loneliness and disconnectedness. Now, more than ever, I feel alone and I’m missing my support network of friends and family. Right now, David and I only have each other and with both of us feeling a little blue, it’s hard to lift each other up.
Our jobs are okay, although I need another part-time job or a full-time job. Money has probably been the most difficult in our transition. We did our best to budget and predict expenses when we moved, but a few things caught us off guard. I think the biggest expense that we did not anticipate were our property taxes. We pay for these on a monthly basis with our mortgage and homeowner’s insurance. Our mortgage company holds these in escrow until a payment is due. The cost of our taxes doubled our mortgage payment and needless to say we did not budget property taxes to be quite so high. I know you live and you learn, but right now the lesson is hitting us hard. With baby Bennett on the way, our finances are a wreck. For those who know me, this is driving me crazy. I’m a planner and an organizer and I hate not having things, especially money, planned out.
I know everything happens for a reason and I’d been feeling comforted in my faith, knowing that this is all part of God’s plan for our lives. However, I’m struggling with this right now. We worked so hard to save for this adoption, only to have our entire adoption savings wiped out by this move. Now, we are back at square one with a baby on the way. I feel the pressure to save for our next $8,000 fee and the pressure to repay loans for the first international fee of $14,000. I know I’m supposed to learn something from this experience, but I’m having a hard time accepting it right now.
I participated in a webinar yesterday about how to have a debt free adoption. There were a lot of things that were suggested and I really don’t know what to do. We have applied for two grants. We were denied for one grant and we haven’t heard anything from the other. Other things that were suggested were setting up an account with a non-profit; people can make donations to the non-profit in your family’s name and will receive a tax deduction for their donation. The organization would then forward the money to our adoption agency. The good and bad things are that you do get a tax write off, but it requires people to give, which I know is hard for everyone right now. There are also grants that are matching, where friends and family donate up to $2,500 and the organization would then match the grant for that amount. Again, this requires donations. I’ve also thought about doing an auction online somehow as I have many friends who might donate things for this cause. I’m just not sure how to facilitate this. I’m sharing all of these things with you in hopes that you will have some feedback or suggestions on what we might do.
This weekend, we were supposed to have a little vacation. David has a conference in Vegas and I was going to go with him. However, it’s really expensive to board the dogs (we miss our dog sitter in Indiana) and we just don’t see how we can budget it in. I had purchased a ticket several months ago, but luckily the airline is giving us a credit towards a future flight purchase. I’m sad I don’t get to go!

The Thirty-One consultants I’ve met in this area have been nothing but helpful and supportive of me during this transition. Many people may think that they would be standoffish since I’m their competition, but that is not what our company is about. We are all about encouraging women in their business and I’ve truly seen that here in Texas. I never done a lot with Thirty-One, other than make my minimum sales each month, but for the first time, I see Thirty-One not as an income, but a chance to encourage other women, just as they have done for me.
Thanks for listening/reading.
Amanda